Paragon Invest

Secured Business Financing

THE ISSUE

A medium-sized manufacturing enterprise receives a large order but faces an immediate challenge: they urgently need additional materials and possibly an extension of production capacity. However, their existing facilities are tied up in other projects, and the income from the large order will only materialize after delivery. This creates a need for negotiable capital to bridge the gap and ensure timely order fulfillment.

OUR SOLUTION

In response, the company turns to commercial pavement credit, a form of collateralized business lending. This financial solution enables the company to quickly obtain the necessary resources to execute the order. The loan is structured to be repaid either from the income generated by the order or upon securing another, more long-term source of financing. Teams of experts specializing in these loans understand the urgency of such situations and work swiftly to provide financing within several days. This rapid support helps the company effectively manage liquidity issues, allowing them to continue their operations and meet business objectives without interruption.

OUR PROCESS

At Paragon, we believe that a bridging loan and interim financing should either generate profits or savings for you. The main advantages of a bridging loan over traditional financing options are quick processing, quick response, settlement, the ability to make individual decisions, and flexibility.

Paragon Invest makes loan decisions within 1-2 days after receiving your inquiry and aims to disburse funds within 2 weeks from application and submission of all documents. This rapid processing ensures that you do not miss important and favorable opportunities.

Paragon Invest primarily accepts first-rank mortgages as security for interim financing. Second-rank mortgages may be accepted exceptionally at low LTV or with additional guarantees. 

Furthermore, we consider all types of credit histories, whether perfect or not. Our focus is on the quality and value of the property serving as security and the repayment plan.

Product Offerings

THE PARAGON PROCESS

Step 1
The Inquiry Process

There are three methods for Initiating your application:

1. Use our inquiry form for a quick response
2. Send us your inquiry by email
3. Call us and get expert advice from our colleagues or leave a callback request

the enquiry
Step 2
The Application

Once we receive your fully completed inquiry, we will evaluate it according to our standards. If the criteria of your inquiry meet our requirements, we will send you a preliminary ocer. We can usually submit this preliminary ocer within 24 hours.

the offer
Step 3
The Property Valuation

We will commission an appraiser from our selected panel to assess the value of all properties used as security for the loan. The costs will be agreed upon with you. Our appraisals are usually completed within one week.

the valuation
Step 4
The Legal Process

You will receive a checklist of all requirements from Paragon Invest GmbH. If the appraisal meets our standards and the conditions previously agreed for the loan, and confirms the estimated value of the security, we will notify you and proceed with collecting the necessary documents.

Once Paragon has received and reviewed all necessary responses and supporting documents, the loan contract and notary appointment can be prepared.

the solicitor
Step 5
Funds Transfer
  • Notary appointment and mortgage registration
  • Notary confirmation
  • Within 24 hours after fulfilling all disbursement conditions, the transfer will be initiated.
funds sent
the enquiry
Step 1
The Inquiry Process

There are three methods for Initiating your application:

1. Use our inquiry form for a quick response
2. Send us your inquiry by email
3. Call us and get expert advice from our colleagues or leave a callback request

the offer
Step 2
The Application

Once we receive your fully completed inquiry, we will evaluate it according to our standards. If the criteria of your inquiry meet our requirements, we will send you a preliminary ocer. We can usually submit this preliminary ocer within 24 hours.

the valuation
Step 3
The Property Valuation

We will commission an appraiser from our selected panel to assess the value of all properties used as security for the loan. The costs will be agreed upon with you. Our appraisals are usually completed within one week.

the solicitor
Step 4
The Legal Process

You will receive a checklist of all requirements from Paragon Invest GmbH. If the appraisal meets our standards and the conditions previously agreed for the loan, and confirms the estimated value of the security, we will notify you and proceed with collecting the necessary documents.

Once Paragon has received and reviewed all necessary responses and supporting documents, the loan contract and notary appointment can be prepared.

funds sent
Step 5
Funds Transfer
  • Notary appointment and mortgage registration
  • Notary confirmation
  • Within 24 hours after fulfilling all disbursement conditions, the transfer will be initiated.

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