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Paragon Invest GmbH acts as your reliable partner, offering fast, customized solutions for bridge financing. We specialize in providing short-term pavement loans to legal persons, entrepreneurs, freelancers, and the self-employed.
We understand the needs of our clients and offer specialized solutions to meet their financial requirements.
Reliability and trust are the basis of our partnership with you in financing. We strive not only to meet our clients‘ expectations but to exceed them.
Transparency is as important to us as speed, flexibility, and high quality of our service. Trust Paragon when it comes to dealing with financial challenges effectively and reliably.
The benefits of bridge financing in a nutshell:
– Flexibility to meet your requirements
– Accelerated execution and access to necessary capital
– Temporary financial difficulties are easily overcome
– Gain time and avoid selling under pressure under unfavorable conditions
– Time to profitably negotiate long-term financing terms
– Fast response to investment possibilities
– Avoid forced sale or finance redemption price
– Pay tax obligations
A bridge loan provides financial flexibility when facing a financial hardship and needing a quick solution.
Bridge financing, also known as a bridge loan, is a short-term loan secured by real estate or land. It serves to bridge the gap until longer-term financing options become available.
Traditional loans are difficult to obtain, especially when quick financing is needed. Bridge loans reduce bureaucratic costs and approval time from months to less than a week, bypassing extensive credit checks and other hurdles that conventional lenders might impose.
Typically, bridge financing has a short term, usually a few months to a year, and may have higher interest rates than longer-term loans because they are considered riskier. The loan amount and interest are secured by collateral such as real estate.
You can get interim financing from Paragon if you:
or in other words, are commercially active.
Paragon accepts the following types of real estate as collateral:
– Residential real estate
– Land plots with a building permit
– Commercial real estate
– Semi-commercial real estate
The maximum period financing for Paragon credit is 24 months.
The minimum loan term for Paragon credit is 6 months.
The maximum Loan-To-Value (LTV) ratio for Paragon credit is 70%.
Paragon offers the following interest repayment options:
– Serviced interest: Monthly payments of the interest on the loan.
– Bullet: Payment of the entire principal and interest at the end of the loan term.
– Retained: Interest is deducted from the original loan amount and not paid monthly.
– Annuity loan: Constant payments (annuities) throughout the loan term, consisting of interest and principal repayment.
Collaborating with Paragon Invest offers several advantages when you need funds for a profitable transaction, such as buying real estate or investing in a new company:
– Less bureaucracy
– Loans tailored to your needs
– Quick review and approval process
– Financing is available throughout Germany
– Financing from €200,000 to €2.5 million
– Individual solutions for lower or higher requests
– Residential, commercial properties accepted as security
Principal conditions for bridge financing with Paragon include:
– Suitable for companies, entrepreneurs, freelancers, and self-employed individuals.
– The company does not need to be registered in Germany.
– Financing term up to 24 months.
– Secured by real estate through a senior mortgage.
– Maximum collateral percentage (LTV) is 70%.
Eligible collateral includes any type of residential property, commercial property, mixed-use property.
You should consider bridge financing from Paragon when:
– The bank processing for your loan is taking too long.
– You need funds to be quickly available.
– It is your second or third real estate purchase and the bank is not cooperative.
– The bank refuses your loan request for unclear reasons.
– You lack a regular source of income to repay the loan.
Paragon offers various bridging products to cater to different financial needs, including:
– Business financing
– Covering liquidity deficits
– Real estate purchases for renting out (Buy-to-let)
– Bridge loans for quick purchase, repair, and sale (Fix and Flip )
Refinancing and financing of foreclosures
Financing of tax claims
– Property and strategic land development financing.
You can apply for loans from €200,000 to €2.5 million at Paragon.
Custom solutions are available for interim financing requests from €50,000 to €200,000 and above €2.5 million, especially for large investments that require customized approaches.
Bridge credit can be particularly useful in various scenarios, such as:
– When you have found your dream property but your deposit is still blocked.
– When you need to bridge the gap until funds from the sale of your current property are available.
– For investing in real estate projects where bank financing will follow.
– For property auctions where you urgently need most of the funds to participate.
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